NIGERIA · NGN PAYOUTS

Payout API for Nigeria.

Payout API for Nigeria.

Send naira payouts to any Nigerian bank account with one REST API. Payouts move on licensed local bank rails, settle in under 5 seconds, and carry a live status from request to settlement.

Send naira payouts to any Nigerian bank account with one REST API. Payouts move on licensed local bank rails, settle in under 5 seconds, and carry a live status from request to settlement.

POST /v1/payouts

LIVE

// one API call, real-time payout
POST /v1/payouts
{
“corridor”: “NGN”,
“amount”: 250000,
“reference”: “inv_2043”,
“beneficiary”: { “account”: “0123456789”, “bank”: “058” }
}

→ 201 Created
{ “id”: “pyt_8f2a”, “status”: “processing” }

LICENSED IN NIGERIA

Local naira payouts, on a licensed route.

Local naira payouts, on a licensed route.

Nigeria is a bank transfer market, and naira payouts need a licensed route into local clearing. Chrisborough is a CBN-Licensed International Money Transfer Operator, registered with SCUML. Your NGN payouts arrive as local bank transfers, not as the last hop of a correspondent banking chain, and the same integration covers Ghana and Kenya when you are ready.

Nigeria is a bank transfer market, and naira payouts need a licensed route into local clearing. Chrisborough is a CBN-Licensed International Money Transfer Operator, registered with SCUML. Your NGN payouts arrive as local bank transfers, not as the last hop of a correspondent banking chain, and the same integration covers Ghana and Kenya when you are ready.

How an NGN payout works.

1 · Send one request.

Set the corridor to NGN and add the amount, your own reference, and the beneficiary's account number and bank code. You get a payout ID and a "processing" status straight away.

See the payout docs →

2 · Screened before it settles.

Every payout is checked in real time against sanctions lists, watchlists and risk indicators before any money moves. KYC, KYB, AML and CFT controls sit in the rail itself.

3 · Settled on local bank rails.

The payout settles to the Nigerian bank account in under 5 seconds, and the status changes to "settled" with the exact time. If it cannot complete, it fails straight away with a reason.

Everything your team needs to integrate.

Everything your team needs to integrate.

Developer laptop workspace
Developer laptop workspace

API documentation.

Clear endpoint references, request and response schemas, error handling, and worked examples. Built so your team finds what it needs without filing a ticket.

Explore the docs →

Sandbox environment.

Test every endpoint and every payout flow in a full sandbox. No production approval needed to start building.

Technical support.

A direct line to our engineering team through every stage, sandbox, go-live, and scale. Real engineers, not a ticket queue.

FAQ

Nigeria payout questions.

Nigeria payout questions.

Is Chrisborough licensed in Nigeria?

Yes. Chrisborough is a CBN-Licensed International Money Transfer Operator and is registered with SCUML. Partner and end-user data is handled in line with the Nigeria Data Protection Act 2023.

Which accounts can receive NGN payouts?

Nigerian bank accounts, through licensed local bank rails. Each payout needs the beneficiary's account number and bank code.

How fast do NGN payouts settle?

Real-time payouts settle in under 5 seconds. You can check any payout with a single API call or watch it live in the dashboard.

How is pricing set?

A transparent spread per corridor, with no wire fees, no hidden FX markup and no deductions in transit. The rate you quote is the rate that lands.

Every payout carries a live status. Check it any time with a single call, or watch it in the dashboard.

// check a payout’s status
GET /v1/payouts/pyt_8f2a

→ 200 OK
{
“id”: “pyt_8f2a”,
“corridor”: “NGN”,
“amount”: 250000,
“status”: “settled”,
“settled_at”: “2026-07-26T09:41:03Z”
}

GET STARTED

Get started today.

Get started today.

Sandbox in 30 minutes. Production in days. A full sandbox environment and direct engineering support. Most teams make their first sandbox payout within an hour.

Sandbox in 30 minutes. Production in days.

A full sandbox environment and direct engineering support for your team.

01 Sign up.

Get sandbox access and your API keys in minutes.

02 Explore the docs.

Endpoint reference, code samples, and integration guides.

03 Start testing.

Build against the full sandbox before you go live.

04 Go live.

Move to production with full engineering and operations support.

Ready to build? Start in the sandbox.

Ready to build? Start in the sandbox.

Get your API keys and make your first test payout in minutes. Our engineers support you the whole way.

Get sandbox access

Read the docs

Frequently asked questions

What is Chrisborough?
What is Chrisborough?
Who is Chrisborough built for?
Who is Chrisborough built for?
How fast can we go live?
How fast can we go live?
Which African markets do you cover?
Which African markets do you cover?
How secure is Chrisborough?
How secure is Chrisborough?
How does your pricing work?
How does your pricing work?
How do I track payout status?
How do I track payout status?
What does Chrisborough handle, and what do we still own?
What does Chrisborough handle, and what do we still own?
Do you provide compliance documentation for our regulators?
Do you provide compliance documentation for our regulators?
How do I get started?
How do I get started?

Licensed payout infrastructure for remittance into Africa. One integration, real-time payouts across the continent's fastest-growing markets.